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Thomas-Frank Dapp

15 (13-15)
May 23, 2014
Region:
13
From the standpoint of potential company founders, an inadequate supply of funding is a key issue especially in a start-up's early phases. Therefore, we welcome the efforts of the crowdfunding movement from an economic perspective, particularly with regard to growth. However, there is an urgent need for action aimed at eliminating the existing information asymmetries and conflicts of interest between company founders, funding platforms and investors. [more]
May 5, 2014
Region:
14
Big data is increasingly becoming a factor in production, market competitiveness and, therefore, growth. Cutting-edge analysis technologies are making inroads into all areas of people’s lives and changing their day-to-day existence. Sensors, biometric identification and the general trends towards a convergence of information and communications technologies are driving the big data movement. Data has a commercial value – therefore the risks should not be underestimated. It is now a question of putting in place the necessary regulatory framework to allow these state-of-the-art methods and the technology that underpins them to properly flourish. [more]
December 20, 2012
Region:
15
The rise of mobile and online payments opens up new opportunities, but of course also presents new risks for financial services providers. A lot of attention is currently paid to the (walled garden) strategies of new competitors such as Google, Apple or PayPal. They are increasingly putting out their feelers in segments outside of their own territory, e.g. the market for (mobile) payments. Those financial services providers who do not modernise their upstream and downstream value chains or subject them to the transformation process required for the digital network architecture could suffer painful losses over the medium term. Our paper draws four scenarios on how the market share of banks might develop in about three to five years’ time, with a particular focus on the European market. [more]
12.0.5