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Cash empowers the individual through data protection
By providing a high degree of privacy in payments, cash helps to slow the growing information asymmetry between consumers and companies as well as between citizens and public authorities.
By providing a high degree of privacy in payments, cash helps to slow the growing information asymmetry between consumers and companies as well as between citizens and public authorities. As knowledge about your counterparty is power, privacy is crucial for individuals to safeguard their position when dealing with organisations which are more powerful than a single person. [more]
So far, Germany’s efforts to arrive at a more sustainable energy profile (the ‘Energiewende’) have focused on the electricity sector. However, attention is increasingly shifting towards the transport sector and its steadily rising carbon emissions. [more]
Given that in the meantime most official forecasters agree with us that the Germans will suffer at least a technical recession, even German politicians and commentators are starting to join the so far mainly Anglo-Saxon chorus, asking for countercyclical fiscal measures. [more]
What should an honest and law-abiding German citizen think when their finance minister, a high-ranking representative of the state, is investigating whether he can protect them from the actions of another state body, the central bank? [more]
Capacity utilisation in the German electricity sector has steadily declined over the last few years and amounted only to 34% in 2017. Much of this downtrend is due to the development of renewable energy generation. [more]
Shrinkage – and no end in sight: in the first quarter of the year, the European banks once more saw revenues and costs alike decline compared to 12 months ago (-2% each). Non-interest income was particularly weak. [more]
For both environmental and economic reasons, a carbon tax would be superior to the current patchwork of subsidies and regulatory law (standards, bans, caps, quotas etc.) which characterises climate policy. [more]
Not least because they fear that the trend towards electromobility may cause losses in value added and job cuts in Germany, policymakers are debating subsidies for national battery cell production. [more]
Although the negative effects from the WLTP roll-out are currently petering out in German auto statistics, the recent weakness of global demand argues against a swift recovery of auto production in Germany. [more]
In 2018, net income at the major European banks climbed to its highest level since the financial crisis. Lower administrative expenses and a further fall in loan loss provisions to multi-year lows more than made up for a decline in revenues. [more]